This lease is a financial product based on the economic and legal concept of operative leasing. During the leasing period, lease payments will be calculated as the difference between the purchase value of the technology or equipment and the confirmed residual value, as well as interest accrued.

By the end of the agreement term, you may choose either to return the leased technology or equipment to its original seller (manufacturer) or to pay off the residual value and become the owner of the leased technology or equipment.

Advantages:

1.     Operating lease products are particularly advantageous in the cases when you need technology or equipment with a comparatively short operating period, since it gives you the permanent opportunity to use only economically effective and modern technologies.

2.     Importantly, you do not need to show the Lease obligations in your company’s balance statements, making it possible to achieve a significant improvement and more effective disclosure of your company’s economic markers, especially the return on assets.

3.     By using leased products you can significantly improve your company’s cash flow, because the transaction does not comprise the full value of the leased technology or equipment and so the company’s monthly payments will be lower than they would be in the case of using the products of financial leasing.